Today we can’t imagine our lives without technology. It has changed the way we organize our days, months and even years, especially in the area of finance. A wide range of fintech apps assists us in paying our bills, sending money, buying online and managing our expenses. They usually help save time, make us feel comfortable and secure financially.

The majority of people realize the practical importance of fintech apps and are increasingly spending consistent time using them. With growing demand the market has many good offers from developers including new fintech apps for accounting, investing, and money management.

The following 18 examples of fintech apps will definitely succeed this year. Some of them are already gaining a reputation and the others will be interesting to study. Learn below more about this topic in this article created by our team at TMS.

Top fintech apps

MoneyLion – a new “unicorn” among the fintech apps

moneylion Top fintech apps that will make a splash this year

MoneyLion is an American company that provides financial assistance to its users. For the past six years, the company has been giving clients safe access to loans. At the same time, it mediates lending, saving, and management processes. Given the good feedback from clients, MoneyLion isn’t far from reaching $1 billion in value which means we will have another “unicorn” in the industry.


nubunk Top fintech apps that will make a splash this year

The Brazilian company offers an excellent variety of services. Nubank is useful for keeping track of invoices and payments as well as classifying your spending by categories and using Nubank Reward points to cover some expenses. The system updates in real-time, thus always giving an accurate view of your financial situation. Its future looks certain with recent news about the company raising almost half a million dollars of venture capital.

Matador – socializing while trading

matador Top fintech apps that will make a splash this year

Matador combines two of the features a contemporary user wants; investing and being in touch with friends. It borrows functions from both Twitter and Robinhood to make this combination work. Thus, you can stay connected with friends while analyzing both your and their investments.

The app provides a complex guide to what is offered in the financial world and how to invest. You’ll find useful information about companies, their stock price history, and everything you need to know before trading.


coinbase Top fintech apps that will make a splash this year

Cryptocurrency is linked with the blockchain phenomenon so many apps have subsequently been built to help the users manage their shared transactions. Coinbase may be one of the best cryptocurrency exchanges at the moment. It eases the clients’ work with a simple menu and an intuitive interface. Its functions incorporate keeping track of the transactions for every type of cryptocurrency, including Bitcoin, Litecoin, Ethereum, and Bitcoin Cash.

Revolut – the best fintech app for international transactions

revolut Top fintech apps that will make a splash this year

Revolut not only has a simple and efficient financial website, but is a well-known app that helps you master financial managerial skills. As well as the basic transactions and balance checks, there are many other features, the system offers instant notifications, monthly reports, and the possibility to set limits for your budget.

They also promote a “no financial borders” policy, which means you can send and receive money from most countries, in over 150 currencies. The exchange rates are usually reasonable with no extra fees for international transactions.

Once you activate the service in your app, you can also work with Bitcoin, Litecoin, Ethereum, Bitcoin Cash, and XRP. All of this makes Revolut one of the best fintech apps of the decade.


robinhood Top fintech apps that will make a splash this year

Robinhood is an American app that has revolutionized the way people trade on the stock market. It’s free, with no commission fees or hidden expenses and it allows users to invest in the stocks of many US companies.

The latest statistics confirm the app’s compelling growth. It has recently been valued at more than $7.5 billion and the venture capital they raised is higher than $300 million. This is probably just the beginning.

Honeydue – share your accounts

honeydue Top fintech apps that will make a splash this year

Honeydue is the best fintech app for new families and couples who struggle to synchronize their finances. This application allows the possibility of having their individual accounts in the same place and analyzing the balances.

The app can also help if neither of the partners are good money managers. You can set reminders for recurring payments and pin comments to special expenses you need to remember.. The Millennials are Honeydue’s target audience as it is designed to  cultivate patience and strengthen their financial relationships.


emma Top fintech apps that will make a splash this year

This app gained popularity quickly. It helps the user become truly aware of all his/her expenses. Many people have at least one forgotten subscription which draws money monthly from their accounts and this app will help avoid such situations.

Use Emma to gather all your bank accounts into a single app for better management. Basically, Emma replaces all the official apps of the banks and you don’t have to worry about the security of your personal data because the developers and the managers of the app pay special attention to data protection.


finch Top fintech apps that will make a splash this year

Finch is an Australian fintech startup, whose main purpose is to convince young people, Millennials, that good financial management can and should be part of their social lives using phones.

The app lets you split bills with friends by sending and requesting different sums, or tracking how much the group spends. These are simply displayed in the app, without confusing bank-specific details. Thus, you and your friends can improve the management of your common and personal money.

N26 – on the rise

n26 Top fintech apps that will make a splash this year

N26 may well be your perfect online bank. The very efficient German fintech app has statistically overtaken Revolut worldwide. Just using a few taps on your screen will control your finances.

Its simplicity has likely helped the company raise around $300 million in venture capital and be valued at a total of almost $3 billion.


chime Top fintech apps that will make a splash this year

Chime has all the basic features users appreciate in a fintech app. Americans are increasingly choosing it for its transparency, without hidden fees. Moreover, you get some really useful functions, such as automatic multiple saving options or free use of their ATMs.

Always insured with Cuvva

cuvva Top fintech apps that will make a splash this year

Cuvva is among the best fintech apps for spontaneous and adventurous people. It offers hourly insurance for travel and motor. When you don’t know exactly how many days of coverage you’ll need, get a Cuvva insurance for approximately £11.40 per hour. This app works on similar principles as Zego.

The company has so far covered more than 40 million hours and they are looking forward to you being the next adventurous person they take care of.


prism Top fintech apps that will make a splash this year

Prism is a great app if you struggle with all your regular bills and necessary transactions. The app sends you reminders for all your bills so nothing will be forgotten. It manages all types of transactions, including credits, debts, or simple payments.

It also gathers all your accounts in the same app which saves a lot of time and energy, as you no longer have to check different websites for each bill. The current balance and history of your transactions are visible for every account and your financial situation and personal data are secure.


tellus Top fintech apps that will make a splash this year

This is a specialized financial app whose target users are landlords and tenants. Interactions with your landlord or tenant can be difficult to manage and Tellus can ease the processes. Through this app, it’s possible to receive/pay the rent money, to save personal information about the tenant, and be aware of the state of your properties. If your apartment is available, Tellus will even help you find a tenant because it includes rental listing features, too.


acorns Top fintech apps that will make a splash this year

Investing at minimum risk and with great hope of profit is a dream that looks more realistic since the launch of Acorns. This app promises to help you boost the amount of your savings by

turning your savings into investments safely with minimum risk so your saved money starts working for you. Depending on the options you choose and the portfolio you provide, you’ll achieve an attractively modified balance.

Penfold – money for pension

penfold Top fintech apps that will make a splash this year

The state saves money for the retirement period of its officially employed citizens but freelancers often struggle to achieve a pension fund due to their unstable income.

The fintech industry is offering a helping hand called Penfold which ensures that almost 4 million freelancers from the UK have their retirement period secured. It adapts to their flexible income without interfering with people’s real needs.


planto Top fintech apps that will make a splash this year

Planto is so efficient that it will make you forget all about your financial responsibilities. After setting the app, it automatically performs monthly payments, limits your budget, and tracks your progress. It helps you create and achieve your perfect financial profile so managing your money is easier and more efficient.


lemonade Top fintech apps that will make a splash this year

AI is the Lemonade app’s main feature. It helps you get insurance in record time. It takes less than a minute to complete the required fields, send the information, and receive the active insurance for your home.

Ending thoughts on the top fintech apps that will make a splash this year

It’s obvious that the Millennials are the main beneficiaries of this fintech technology.

Everyone uses a cell phone for a significant amount of time, so the popularity of fintech apps is not surprising.. The complexity of these apps and the number of features they provide are very impressive by helping to make our financial life easier.

There’s no doubt room for even better and more innovative projects. So, if you want to enter this promising world of fintech by founding a startup or building an app, we can be of help. At TMS we conduct regular studies of the fintech market and we know how the best apps succeed despite the competition. If you want to succeed in this market, we are more than happy to help you reach your goals. Check our website for more details about our services and products.

Are you part of a startup looking for a web dev partner? Check out TMS. We’re creating amazing products.

If you enjoyed reading this article on top fintech apps, you should check out this one about fintech startups